Simply Awesome

Jake9/25/2007

For those wrestling fans out there…Or wrasslin fans.
Ric Flair Finance. WOOOOOOO!!!!!

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People’s Fears

Jake8/1/2007

Over at Copyblogger there is an interesting article about the roadblocks to blogging more. What Keeps You From Writing? | Copyblogger.

It’s comforting to me to think that some people share the same fears that I do about blogging. I am very nervous about posting technical things simply because I’m afraid that I’ll be wrong and some asshat out there will be a dick about it. I’m on the verge of launching a very technical website (within the next week or so) and I’m excited about it but at the same time I’m extremely nervous.

I’m trying to channel that nervousness/fear into motivation to do my best in researching my posts and making sure all the info is correct. It’s still a pretty big thing to put oneself out there like that. What does everyone thing? Are these fears based in reality or no?

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Credit Cards

Jake6/1/2007

Sabrina over at Sabrina’s Money Matters post an entry that really got me thinking about my sorted credit past.

For many years I was afraid of credit cards…Well..Not actually afraid of the actual plastic but of what came with it. When I was younger and in the Army I made some really bad choices with credit cards and credit in general. At that time I wasn’t thinking about when I would want to buy a home, or a new ride, I was 18 years old and didn’t really understand the concept of paying money back. I just wanted “stuff” and “more stuff”.

I got into a situation where credit was being thrown at me and I caught ever single offer. And maxed them out. Then came the time when I left the Army and had no job lined up. I made the decision to file Chapter 7 Bankruptcy which at the time seemed like a good idea. Not so much..I got out of all the debts I had but I had no car, no credit, and no job. I spent 3 months working at Wal-Mart as an overnight stocker and had plenty of time to realize that I had not made the best decision.

The years passed by and I did what most people do to get their credit back on track. Nothing. About a year ago I realized that my credit score had gone up 50 points in 6 years. So I started actively looking at ways to revive my score. I read books, searched for hours on the ‘net and soaked up every bit of info I could. I ended up applying for 2 credit cards with small limits, $300 on each card. I then used the cards for everyday purchases such as gas, groceries, dinner with my girlfriend, etc. Then before the due date I would pay it off completely. In just a year my credit score jumped 162 points!

This strategy has allowed me to buy my first home at a really, really low interest rate. I still have the cards and I still use them for everyday purchases. I’m not as good about paying them off in full before the due date but I still pay 3x the minimum amount due. It took a lot of time and I really hated parting with such large sums of money at one time but the payoff in the end was totally worth it.

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Is It Wrong

Jake5/23/2007

That I am really digging the taste of Bud Light in a can?? I have never been the “beer snob” I pretty much like any beer that’s not too dark or bitter and in a bottle. The former occupants of the house I bought left the better part of a case of canned Bud Light. While I’ve never been a huge fan of canned beer of any type, these right out of the fridge and down the hatch are pretty damn good…

Ok..Nothing more to see here..Move along…

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